FINANCING YOUR FUTURE

What do you need to do to finance the life you want?

Whether you are working towards being financially independent of ‘work’ or want to build up the resources to be able to do something completely different, together we will develop and then implement your personal life plan to reach these goals.

We will help you answer the questions you have:

When can I stop working?

There are many personal facets to this question that need to be considered, for example

Do you have a particular age in mind when you want to stop working?
What level of income and capital do you need for your preferred lifestyle?
What financial pressure points do you have during your life?
Are you looking to split and ‘phase’ your move away from your current employment, perhaps to another more fulfilling but less financially rewarding direction?

Once we have determined the key issues, we will then work out the financials required to achieve this lifestyle, test this against your existing arrangements to evaluate the gap and then build your personal plan and timeline designed to get you to the required point as soon as possible.

After putting your plan into action, we will regularly measure and appraise your progress to keep you on track or identify opportunities to get you there earlier.

Next steps

We would be delighted to help you start on your financial planning journey. Why not get in touch with us and arrange an intial chat?

How can I plan for my children's education costs

Over the last 10 years private school fees have increased by 41%, with annual fees averaging at £14,289 in 2019, and significantly higher in London and the South East. (information sourced from the Independent Schools Council (ISC) Census 2019).

When considered alongside University funding; education translates into one of the biggest financial commitments you will face, over several years.

We work with parents to plan ahead for this crucial piece of expenditure, (providing an alternative approach to funding out of taxed income and capital as the expense arises) by focussing on a route designed to make the process less financially painful.

Next steps

We would be delighted to help you start on your financial planning journey. Why not get in touch with us and arrange an intial chat?

As a higher taxpayer I want to make sure of available tax reliefs and allowances

Whilst we pay a variety of taxes on income, capital gains, inheritances etc, there are a whole host of tax reliefs and allowances the government makes available for each individual. Unfortunately, the UK tax system is notoriously complex, with new layers of complexity added with each successive budget thus making it increasingly difficult for one to understand and apply to your own situation.

We work with you to identify which tax reliefs and allowances you are able to use and will complement your financial strategy, saving you tax whilst helping you get closer to your financial goals.

Next steps

We would be delighted to help you start on your financial planning journey. Why not get in touch with us and arrange an intial chat?

I need a plan and someone who can manage it

We have found that whilst most people have a core idea of what sort of life they want, they won’t necessarily have a route map to help them reach that life.

We will sit down with you and convert those desired life priorities into your personal life plan, using a multi-pronged approach with clear steps to tackle the key financial pressure points in your life. Our service continues throughout your life, regularly appraising your progress to keep you on track or identify opportunities to get you there earlier.

I may eventually leave the UK, can we plan for this?
My affairs are getting more complicated, I don’t have the time to manage my finances

We work with you to identify which tax reliefs and allowances you are able to use and will complement your financial strategy, saving you tax whilst helping you get closer to your financial goals.

Next steps

We would be delighted to help you start on your financial planning journey. Why not get in touch with us and arrange an intial chat?

Making it last

Will your finances be enough to support you through out your lifetime?

building solid foundations

Do you have enough of a safety net to deal with the unexpected things that occur during your life?

preserving your legacy

How will you preserve your assets for the benefit of your family and future generations?